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Hématologie
IWF et ASSOCIÉS: Cabinet de conseil financier Suisse Accompagnement sur mesure pour Frontaliers et Résidents Suisse.

HEALTH INSURANCE

BASIC LAMAL INSURANCE AND SUPPLEMENTARY INSURANCE

Health insurance in Switzerland is mandatory. This is the insurance law
health insurance (LAMal). Its operation is not managed by the government and the management of health protection is delegated to private insurers who apply very different rates between them and according to the cantons.

The basic benefits of compulsory health insurance can be supplemented
by supplementary insurance subject to the Insurance Contracts Act (LCA).


The supplementary insurance will supplement the basic insurance benefits
(LAMal). For example, they will reimburse alternative medicine services
or natural, dental costs, hospital costs in double room or
individual or even the possibility of being treated in the hospital of your choice
in Switzerland.
Depending on your income and family situation, your canton may
subsidize part of your premiums. We support you with the steps to take.

Every year, household budgets are greatly impacted by
increases in LAMal premiums . The abundance of offers available on the
market makes the evaluation of different companies very complex.


In order to save money and benefit from the best coverage, it is
essential to regularly review your insurance contracts . Whether you
Want to reduce your premiums or adjust your benefits, our experts are here to listen
of your needs and will select the best opportunities for you!

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