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CMU or LAMAL?
Should I join CMU or LAMal?
What deductions can I use to reduce my healthcare costs?
Since 2014 and the end of the private cross-border health insurance scheme, cross-border workers in Switzerland must exercise their right of option.
The latter allows him to choose between the French social security system, CMU, or the Swiss health system, LAMal.
It is no longer possible to take out private insurance as was previously the case.
Please note: you have 3 months from the date you start work in Switzerland (or your domicile in France) to exercise your right of option. If, after 3 months, you have not chosen your insurer, you will automatically be affiliated with the Swiss health insurance (LAMal).
The financial consequences of this decision can be significant, so it is crucial to do a simulation.
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